Atelier B5 Comment l'assurance évolue t'elle avec le Big Data ? Atelier B5 Intervenants Modérateur Léopold LARIOS Risk Manager Béatrice AUMONT Hélène N’DIAYE Directrice en charge de la technique assurance Fabien RAVETTO MBDA Head of Corporate Social Network Luca COMPARINI Blockchain Leader - Industry Solutions Sales Team Risk Manager B5 BIG DATA LUCA COMPARINI 3 BIG DATA & RISK MANAGER BÉATRICE AUMONT 18 19 Accident reconstruction Speeding Alerts Journey Tracking Geo-fencing La voiture connectée Données fournies lors de la location Données concernant le véhicule Des données nombreuses et variées….... Données reçues pendant ou après la période de location Géolocalisation en cas de vol du véhicule Accidents de la circulation Infractions routières … Pour une meilleure gestion des risques INITIATIVES WITH BIG DATA TO SUPPORT THE RISK MANAGEMENT Léopold LARIOS Risk Manager Identification Maptycs transforms the traditional data view and reporting process by presenting a massive amount of data from complex spreadsheets in a best of class user experience that empowers the end users Geo-coding Automated process to set up massive portfolio on the map Geospatial awareness Spread view of threats for broader risk exposure analysis Drives high performance on mobile devices Proprietary Cloud GIS Latest technologies For high performance and reliability Earthquake risk zones Use of external data Monitor natural disasters exposures Real time monitoring real time alert Risk exposure analysis and what if scenario Earthquake, Weather, Floods, hurricane Customized data analytics Management of the exposures for both insured and insurers Create and download reports in seconds Gain Insight Improve Market Submissions Drive Client Retention Communicate with Senior Management & other departments Spot Trends Negotiate Premiums Assess Potential Investments Healthy eating Incentivize healthy shopping to reduce health care costs KEY FACTS ▌70+ retail chains covering 8,000 national and local stores (incl. Walmart) ▌>200k+ scored products EDUCATION ▌Information & scoring of all food products available in supermarkets ▌Very targeted communication (family status, disease state, allergies, shopping habits) INCENTIVES ▌Cashback according to the basket scoring and offers ▌Funded by employers and insurers to reduce health costs ▌Funded by food manufacturers and retailers to promote products GETS REWARDS BASED ON LAST PURCHASES SCORING $ GOES SHOPPING IN HIS FAVORITE PARTICIPATING GROCERY RETAILER PAYS HIS BASKET RECOGNIZED WITH HIS LOYALTY CARD EMPLOYEE ENROLLS AND GET ACCESS TO EDUCATIONAL CONTENT INCLUDING PRODUCTS’ SCORING & OFFERS 1 2 3 4 Payment of Loss in B2B 0000 0000 0000 0000 CARD HOLDER VALID 00/00 0000 ELECTRONIC USE ONLY 29 KEY FACTS ▌Many use cases already addressed by Edenred leveraging in-house payment capabilities and expertise: Hotel booking platforms, E-commerce marketplaces, etc. ▌Very large contract won by Edenred in the travel industry: 70 countries, >10k stakeholders ▌Payment card without plastic: 16-digit account number with expiry date and CVC ▌Full control: single or multiple use, amount, filtering by merchant category or merchant ID Fully digital: No plastic ONE CARD: ONE TRANSACTION Easy reconciliation, High security ONE CARD: ONE CONFIGURATION Full control of use (amount, validity, etc.) NO NEED TO KNOW IBAN RECIPIENT Easy to manager partner network INSTANT ISSUING & TRANSMISSION Direct relationship with the recipient FX OUTSIDE BANKS Optimized exchange rates for foreign currencies CORPORATE INTERCHANGE Revenue from each transaction instead of a cost VIRTUAL CARD TECHNOLOGY Corporate payment solutions - Leverage the Virtual Card technology B5 BIG DATA HELENE N’DIAYE 30 Merci Les slides seront en ligne dès la semaine prochaine sur www.amrae.fr